• Home
  • About
    • New? Start Here.
    • Meet The Co-Hosts
    • Meet The Contributors
    • In The Media
  • Advertise
  • Contact
    • Email
    • Facebook
    • Instagram
    • Twitter

The Mom Hour

Happier motherhood starts here.

  • New? Start Here.
  • Podcast
    • Recent Episodes
    • Complete Archives
    • Search By Topic
  • Blog
  • Ages & Stages
    • Babies
    • Toddlers
    • Preschoolers
    • Big Kids
    • Tweens & Teens
  • Shop
  • Our Partners

in Blog on January 9, 2023 by Sarah Limberg

Make Budgeting FUN In 2023 With These Resources

An earlier version of this post appeared in 2022. As families look to keep up with rising costs this year, we’re sharing it again!

Growing up, we went through periods when we didn’t have a lot. It made me very aware of making the most of what we had. Overspending in one area often meant sacrificing in another. In college, I learned how to budget so my part-time job making lattes would pay my rent and provide groceries. Eventually, I graduated with my MBA and $75k of student loans to pay off. My husband and I needed to get very serious about our budget to pay off those loans, and we did it.

Now that I’m a mom, we have different financial goals. Emergency savings, a college fund, family trips, and hopefully creating a financially comfortable life for our daughter. And who knew one child could come with so many new expenses?! Between the diapers, clothes, car seats, and doctor’s bills, she quickly became her own category in our budget. My budgeting goal for our family is to financially prepare us for the expected and the unexpected. Eventually, I want to teach my daughter how to do the same for her future.

Starting to budget can feel overwhelming. There are so many directions to go, different systems, different accounts, and how do you know how much you’re actually spending on groceries? At the most basic level, I think of budgeting as understanding how much money is coming in and how it’s being spent. 

Thanks to the Internet, if you’re feeling overwhelmed about budgeting or finances there are some great Instagram accounts, podcasts, and apps that can help. These are some of the financial resources that I look to the most, I hope that you find something to learn from, too!

@thefinancialdiet

The Financial Diet Instagram account is focused on helping women comfortably talk about money. I love this account because makes often intimidating topics, like investing, budgeting, and financial decisions, conversational and comfortable.

@thebudgetmom

Kumiko Love, aka The Budget Mom, was a struggling single mom, and through budgeting and financial literacy became a money expert. I find her suggestions of setting small savings goals very approachable and encouraging.  

@thebrokeblackgirl

Dasha is a financial activist who is passionate about empowering women to be financially independent. She’s all about financial independence and is all for the occasional splurge on a great set of PJs.

@thefinancebar

The Finance Bar is an educational Instagram account that shares financial tips and reminders to help you learn healthy financial habits. They offer great suggestions for quick exercises to stay on track like reviewing bank statements at the beginning of the month or listing out known future expenses to plan accordingly. 

Money Girl’s Quick and Dirty Tips

Laura Adams’, aka the Money Girl, podcast super helpful in learning about a range of financial topics. I find the podcast medium helps me grasp the concepts that might be more complex for me like 401k, retirement accounts, how buying a house works, or how to prioritize debt vs investing. The episodes are usually around 20 minutes which is the perfect length for them to stay approachable and not overwhelming. 

Good Financial Cents

This podcast by Jeff Rose covers a host of topics. Jeff discusses some big-time financial ventures, like how his blog has generated over $10 million dollars. While I can’t exactly relate to that, he speaks a lot about how to create a family culture of financial success and include your children in financial decisions, which I enjoy learning about. 

Mint

Mint is a free budgeting app that helps you create and track your finances in one place. It connects your accounts and cards and categorizes your spending so you can always know where you stand. I’ve used this app in the past and really like that it is easy to set up and intuitive to use.

Simplifi

Simplifi is the app that I use for our family’s budgeting and tracking. This app costs $40/year but with that, there aren’t any ads in the app or pop-ups about new credit cards that you will find in most other apps. I think it has some of the best organizing and categorization which is why we’ve been using it for the last year! 

Wherever you are on your budgeting journey, I’m cheering you on! Learning about our finances makes them easier to talk about and easier to tackle. Don’t be afraid to roll your sleeves up and look at those bank and credit card statements!

Featured image by Pawel Czerwinkski on Unsplash.

Related

Filed Under: Blog Tagged With: money

About Sarah Limberg

Sarah lives in San Diego, California, with her infant daughter and husband. She’s a new mom figuring out something different every day, which is both amazing and exhausting. Both Sarah and her husband work in the world of sports, so if they’re not watching a game, you’ll find her cooking, reading, or sneaking a nap.

deals from our partners



When you click through these links and make a purchase, we earn a small commission at no additional cost to you (and we only partner with brands we’ve used and truly love!).

« Best Of The Oldies! 5 Episodes To Send To Your New-Mom Friends
Our Favorite Resources For An Inspired January: Episode 399 »

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Listen + Subscribe

Subscribe in Apple Podcasts
Subscribe on Spotify
Subscribe in Google Podcasts
Subscribe on YouTube
Subscribe on Amazon Music

Featured Sponsor

Save 10% with code THEMOMHOUR at TheEssentialCalendar.com!

Search

Recent Blog Posts

6 Kitchen Gadgets Our Team Loves

September 18, 2023 By The Mom Hour

6 Ways To Support School Learning At Home (No Flash Cards Required!)

August 28, 2023 By The Mom Hour

4 Ways To Support Your Child’s Educator This School Year

August 21, 2023 By Lisa Payne

What To Expect When Your Child Starts Kindergarten

August 14, 2023 By Joanna Martin

Is Your Preschooler Ready For The First Day? At-Home Routines To Practice Before School Starts

August 7, 2023 By Kia Hammond

more from the blog...

On Instagram

themomhour

Top 10 parenting podcast hosted by @meaganfrancis (MI) & @powersofmine (SoCal). 8 kids between us, little to grown. Happier motherhood starts here.

The Mom Hour
On the podcast this week (and next!) Meagan and Sa On the podcast this week (and next!) Meagan and Sarah share some of our favorite kitchen gadgets, cooking tools, food prep solutions, cleaning solutions, and countertop appliances. Because every home cook has a different set of needs and priorities, we opened up the question to our contributor team to find out what gear makes their lives easier in the kitchen. Tap the link in our bio to get gear tips from @stacybronec @jaymesherrod @emilyeroark @sarahelimberg and @joannerevising!

(Looking for Meagan’s and Sarah’s kitchen favorites, as mentioned on the podcast? Head to the show notes for Episode 431, which you can find in your podcast player or by tapping through Tuesday's Insta post.)
Kids are back in school and we're back in our kitc Kids are back in school and we're back in our kitchens with a bit more pep in our steps - so let's chat about gadets and gear! Join Meagan and Sarah today to hear about the Porch Microwave, the Mercedes-Benz of Coffee Grinders, how our partners' personalities lead us to unwanted kitchen appliances, and more. We share our current favorite kitchen tools for food prep and cooking - with more to come next week, too.

Listen wherever you get your podcasts (we had a delay but all is well now!) or tap this image at the link in our bio!

#themomhour #motherhood #mompodcast #podcastsformoms #parenting #parentingpodcast #podcastlove #trypod #podcastersofinstagram #shepodcasts
Big transitions in family structure are never easy Big transitions in family structure are never easy. When it comes to blending families, introducing a new romantic partner as a single parent, or stepping into step-parenting, there's so much to think about. Today Meagan gets candid about her current blended family situation, following her wedding this summer and the integration of their families into a shared home. Sarah has lots of questions as Meagan shares what's going well, a few tension points, what she would do differently, and how it's going overall.

Find the episode wherever you get your podcasts, or click this image at the link in our bio!

#themomhour #motherhood #mompodcast #podcastsformoms #parenting #parentingpodcast #podcastlove #trypod #podcastersofinstagram #shepodcasts
Use code THEMOMHOUR to save 10% on @theessentialca Use code THEMOMHOUR to save 10% on @theessentialcalendar this fall!

I (Sarah) had the coziest evening with my Monday-start “Busiest Time Ever” calendar last night. If the next few months already feel like they’re filling up and you can’t quite picture it all, this is a great solution!

Tap the link in our bio to shop, or head to theessentialcalendar.com/themomhour. Happy planning!
New episode! Are you a "Today's The Day!" type, o New episode!

Are you a "Today's The Day!" type, or do you prefer to ease gently into a new adventure, challenge, or season? Whether you get excited to dive into a slew of new initiatives with the turning over of that shiny, crisp edge of a calendar page (like Sarah!), or really prefer to transition on your own internal timeline (like Meagan!), this episode is for you. Join us as we explore the many upsides to a soft start (in motherhood, business, health, and more) in an effort to take the pressure off moms this fall.

Find the episode wherever you get your podcasts, or click this image at the link in our bio!

#themomhour #motherhood #mompodcast #podcastsformoms #parenting #parentingpodcast #podcastlove #trypod #podcastersofinstagram #shepodcasts
Happy September! What are you looking forward to t Happy September! What are you looking forward to this month? Drop a comment and let us know! 👇
Raise your hand if you practiced some sight words Raise your hand if you practiced some sight words this week - or proctored a spelling pre-test - or ran through some multiplication tables? Sometimes supporting your kids' classroom learning at home looks like facts and flash cards, but we're here to remind you that there are LOTS of ways to nurture curiosity and promote learning, and many of them can fit seamlessly into family life.

This week on the blog we're revisiting a post Meagan and Sarah co-authored back in 2018 - when our kids spanned preschool to high schoool! - with six ideas for supporting school learning at home. Tap the link in our bio to read the post!
New episode! Meagan and Sarah had fun-filled trav New episode!

Meagan and Sarah had fun-filled travel in August before saying goodbye to summer. The Powers family traveled to the East Coast for a week of multigenerational state-hopping served with a side of bug bites and butt bruises! And Meagan officially opened a bookstore in Manistique, MI, right after surviving a 20-mile hike with her siblings and their spouses. Now we're back, shifting from summer-mom to school-year-mom, and sharing our "laundry basket of hopes and aspirations for Fall 2023" with all of you.

Find the episode wherever you get your podcasts, or click this image at the link in our bio!

#themomhour #motherhood #mompodcast #podcastsformoms #parenting #parentingpodcast #podcastlove #trypod #podcastersofinstagram #shepodcasts
Been thinking about trying one of our sponsors? He Been thinking about trying one of our sponsors? Here's your sign! 🌈 Once a month, we like to thank our partners and remind you of their great discounts. For our special promo codes and links, just tap our saved "Sponsors" highlight OR tap on this image at the link in our bio to check out the Deals & Offers page on our website.

We appreciate when you check out our partners who support our show and use our links + codes!

The Mom Hour is sponsored by . . . 

💚 @betterhelp (10% off your 1st month!)
💧 @liquidiv (20% off sugar-free hydration amplifier!)
💅 @oliveandjune (20% off your 1st system!)
🎨 @minted (art, cards, decor & more!)
📚 @chatbooks (the easiest photo books ever!)
🧘‍♀️ @fabletics (2 workout bottoms for $24!)
☑️ @todoistofficial (2 mo. free of Todoist Pro!)
🗓️ @theessentialcalendar (10% off calendars!)
🍃 @drinkag1 (1yr of Vit.D + 5 travel packs!)
👡 @vionicshoes (15% off your order!)
💊 @ritual (30% off your 1st month!)
This week on the blog we're revisiting @lisaapayne This week on the blog we're revisiting @lisaapayne4's tips for supporting your child's teacher and classroom this school year. Lisa is a career educator whose work takes her into multiple schools and classrooms, so she sees a lot! She's also a single mom to four kids who span elementary, middle, and high school this year.

Read the post at the link in our bio - and feel free to add more suggestions in the comments below!

Photo Credit: LinkedIn Sales Solutions via Unsplash
New episode! Sarah stopped dyeing her hair and gr New episode!

Sarah stopped dyeing her hair and growing out her natural grays last fall - almost a year ago - and Meagan is contemplating a new style! Today Meagan asks Sarah ALL the gray grow-out questions to catch up on the progress, and talks about why she might be ready for a new look herself. We also share some hair wins and hair woes from this season of life, and how it's different from early motherhood. Join us!

Find the episode wherever you get your podcasts, or click this image at the link in our bio to visit the show notes, where you'll find photos of the hairstyles we discussed!

#themomhour #motherhood #mompodcast #podcastsformoms #parenting #parentingpodcast #podcastlove #trypod #podcastersofinstagram #shepodcasts
Revisiting this super helpful post from @cafedumar Revisiting this super helpful post from @cafedumartin on the blog this week (link in bio).

What would you add to Joanna's list of things to expect when your child starts kindergarten? What advice would you give to a first-time kinder mom?
Load More... Follow on Instagram

as seen on

Send us an email

Can’t find what you’re looking for? Email hello@themomhour.com and we’re here to help!

listen on

looking for something?

On the podcast this week (and next!) Meagan and Sa On the podcast this week (and next!) Meagan and Sarah share some of our favorite kitchen gadgets, cooking tools, food prep solutions, cleaning solutions, and countertop appliances. Because every home cook has a different set of needs and priorities, we opened up the question to our contributor team to find out what gear makes their lives easier in the kitchen. Tap the link in our bio to get gear tips from @stacybronec @jaymesherrod @emilyeroark @sarahelimberg and @joannerevising!

(Looking for Meagan’s and Sarah’s kitchen favorites, as mentioned on the podcast? Head to the show notes for Episode 431, which you can find in your podcast player or by tapping through Tuesday's Insta post.)
Kids are back in school and we're back in our kitc Kids are back in school and we're back in our kitchens with a bit more pep in our steps - so let's chat about gadets and gear! Join Meagan and Sarah today to hear about the Porch Microwave, the Mercedes-Benz of Coffee Grinders, how our partners' personalities lead us to unwanted kitchen appliances, and more. We share our current favorite kitchen tools for food prep and cooking - with more to come next week, too.

Listen wherever you get your podcasts (we had a delay but all is well now!) or tap this image at the link in our bio!

#themomhour #motherhood #mompodcast #podcastsformoms #parenting #parentingpodcast #podcastlove #trypod #podcastersofinstagram #shepodcasts
Big transitions in family structure are never easy Big transitions in family structure are never easy. When it comes to blending families, introducing a new romantic partner as a single parent, or stepping into step-parenting, there's so much to think about. Today Meagan gets candid about her current blended family situation, following her wedding this summer and the integration of their families into a shared home. Sarah has lots of questions as Meagan shares what's going well, a few tension points, what she would do differently, and how it's going overall.

Find the episode wherever you get your podcasts, or click this image at the link in our bio!

#themomhour #motherhood #mompodcast #podcastsformoms #parenting #parentingpodcast #podcastlove #trypod #podcastersofinstagram #shepodcasts
Use code THEMOMHOUR to save 10% on @theessentialca Use code THEMOMHOUR to save 10% on @theessentialcalendar this fall!

I (Sarah) had the coziest evening with my Monday-start “Busiest Time Ever” calendar last night. If the next few months already feel like they’re filling up and you can’t quite picture it all, this is a great solution!

Tap the link in our bio to shop, or head to theessentialcalendar.com/themomhour. Happy planning!
New episode! Are you a "Today's The Day!" type, o New episode!

Are you a "Today's The Day!" type, or do you prefer to ease gently into a new adventure, challenge, or season? Whether you get excited to dive into a slew of new initiatives with the turning over of that shiny, crisp edge of a calendar page (like Sarah!), or really prefer to transition on your own internal timeline (like Meagan!), this episode is for you. Join us as we explore the many upsides to a soft start (in motherhood, business, health, and more) in an effort to take the pressure off moms this fall.

Find the episode wherever you get your podcasts, or click this image at the link in our bio!

#themomhour #motherhood #mompodcast #podcastsformoms #parenting #parentingpodcast #podcastlove #trypod #podcastersofinstagram #shepodcasts
Happy September! What are you looking forward to t Happy September! What are you looking forward to this month? Drop a comment and let us know! 👇
Raise your hand if you practiced some sight words Raise your hand if you practiced some sight words this week - or proctored a spelling pre-test - or ran through some multiplication tables? Sometimes supporting your kids' classroom learning at home looks like facts and flash cards, but we're here to remind you that there are LOTS of ways to nurture curiosity and promote learning, and many of them can fit seamlessly into family life.

This week on the blog we're revisiting a post Meagan and Sarah co-authored back in 2018 - when our kids spanned preschool to high schoool! - with six ideas for supporting school learning at home. Tap the link in our bio to read the post!
New episode! Meagan and Sarah had fun-filled trav New episode!

Meagan and Sarah had fun-filled travel in August before saying goodbye to summer. The Powers family traveled to the East Coast for a week of multigenerational state-hopping served with a side of bug bites and butt bruises! And Meagan officially opened a bookstore in Manistique, MI, right after surviving a 20-mile hike with her siblings and their spouses. Now we're back, shifting from summer-mom to school-year-mom, and sharing our "laundry basket of hopes and aspirations for Fall 2023" with all of you.

Find the episode wherever you get your podcasts, or click this image at the link in our bio!

#themomhour #motherhood #mompodcast #podcastsformoms #parenting #parentingpodcast #podcastlove #trypod #podcastersofinstagram #shepodcasts
Been thinking about trying one of our sponsors? He Been thinking about trying one of our sponsors? Here's your sign! 🌈 Once a month, we like to thank our partners and remind you of their great discounts. For our special promo codes and links, just tap our saved "Sponsors" highlight OR tap on this image at the link in our bio to check out the Deals & Offers page on our website.

We appreciate when you check out our partners who support our show and use our links + codes!

The Mom Hour is sponsored by . . . 

💚 @betterhelp (10% off your 1st month!)
💧 @liquidiv (20% off sugar-free hydration amplifier!)
💅 @oliveandjune (20% off your 1st system!)
🎨 @minted (art, cards, decor & more!)
📚 @chatbooks (the easiest photo books ever!)
🧘‍♀️ @fabletics (2 workout bottoms for $24!)
☑️ @todoistofficial (2 mo. free of Todoist Pro!)
🗓️ @theessentialcalendar (10% off calendars!)
🍃 @drinkag1 (1yr of Vit.D + 5 travel packs!)
👡 @vionicshoes (15% off your order!)
💊 @ritual (30% off your 1st month!)
This week on the blog we're revisiting @lisaapayne This week on the blog we're revisiting @lisaapayne4's tips for supporting your child's teacher and classroom this school year. Lisa is a career educator whose work takes her into multiple schools and classrooms, so she sees a lot! She's also a single mom to four kids who span elementary, middle, and high school this year.

Read the post at the link in our bio - and feel free to add more suggestions in the comments below!

Photo Credit: LinkedIn Sales Solutions via Unsplash

Copyright © 2023 · Life, Listened
Development by Cipher