Longterm financial planning can seem like a lofty goal when you’re faced with the immediate needs of a growing family: paying for childcare, putting food on the table, and maybe even springing for a date night once in a while. Thinking about retirement and college tuition is something grownups do, right? Not overwhelmed new parents?
Not so, says Jason Silverberg, CFP®, CLU®, ChFC®, Vice President of Financial Planning for Financial Advantage Associates and our guest in this month’s special bonus interview episode. Jason is a father of two and author of several books who specializes in young families, new parents, and single moms. Join Jason and Sarah for a conversation about spending, saving, and thinking long-term, even when you’re in the early years of family life.
Links we mentioned in this episode:
- Picking Up The Pieces: A Divorcee’s Guide to Financial Freedom (free download!)
- …And Baby Makes Three: A New Parent’s Guide to Financial Planning (free download!)
- The Financial Planning Puzzle: Fitting Your Pieces Together to Create Financial Freedom (Jason’s new book, via Amazon)
- Mint.com and eMoney Advisor
The podcast mentioned a one page financial planning PDF would be available in the show notes? Would love to know where to look? Thanks
Sarah Powers says
Hi Margie! It’s linked within Jason’s free eBooks, but I’ll link to it here as well: http://www.bit.ly/pfiworksheet
Jill Brown says
Thank you for addressing these important topics that are so intertwined with parenthood. I’ve worked with a CFP previously and I firmly abide by the % of income they recommend for certain purchases (mortgage 28%, retirement 10-15%). However, when I asked our CFP if a similar benchmark existed for childcare, he didn’t offer one. I’m interested to know if Jason recommends a certain metric for affordability of child care costs. I realize this may vary by region, but would be interested to know if our employment costs for our nanny in Northern VA, just outside of DC are ok, or if we should pursue a nanny share to defray cost.
Jason Silverberg says
Thanks for your question! Sorry for not seeing this until now. I’m happy to discuss your specific question through email if you’d like. Please email me directly at email@example.com. Glad to help!
I tried to download the ‘And Baby Makes Three’ ebook but am taken to a section to enter my email address and once I do that nothing happens?
Jason Silverberg says
Thanks for your interest! Check your email again, maybe your spam folder?, you should have received a message with the PDF to download. If you haven’t for whatever reason, email me at firstname.lastname@example.org and I’ll send it to you.